Is Your Medicare Supplement Overcharging You Right Now?
Most Medicare beneficiaries are paying $50–$150 more per month than necessary — for the exact same coverage. A Rate Rescue review takes 10 minutes and costs nothing.
- No cost to you — ever
- No obligation to switch
- Same coverage, just a lower bill
Get the Free Guide: 7 Signs You're Overpaying
Fill out the form below and we'll email your guide instantly — plus start your complimentary Rate Rescue.
Watch: Why Your Medicare Supplement Premium Keeps Going Up
And what most agents won't tell you about your options
Your Rate Rescue in 3 simple steps
Most clients are approved for a lower rate within 48 hours.
You share your current plan
Fill out the 2-minute form above. Tell us your current carrier, plan type, and monthly premium. That's all we need to get started.
We search every option
Mike personally reviews your plan against every available carrier in your ZIP code — comparing rates, financial strength ratings, and long-term pricing history.
You decide — zero pressure
We present your options clearly. If there's a better rate, switching takes about 10 minutes. If there isn't, we'll tell you that too. No pressure. Ever.
People just like you — paying less for the same coverage
"I had been with the same company for 11 years and assumed I was stuck. Mike found me the exact same Plan G for $74 less per month. I was approved in two days. I only wish I had called sooner."
"My premium jumped from $145 to $198 and I thought that was just Medicare raising rates. Turns out it was my insurance company — and I had options I never knew about. Mike walked me through everything."
"I was nervous about switching because of some health issues. Mike told me upfront what to expect and we found a carrier that approved me without any problems. Now I'm saving $81 every month."
Medicare didn't raise your rate.
Your insurance company did.
Here's why it happens — and why most people never find out they can do something about it.
Age-based increases
As you get older, carriers automatically raise your premium — regardless of your health or claims history.
Closed block pricing
When a carrier stops selling new policies, the remaining policyholders get older and sicker — and rates spiral upward with no new healthy members joining.
Claims experience
If your carrier's pool of policyholders files more claims than expected, everyone in that pool pays higher premiums the following year.
Carrier pricing decisions
Insurance companies price for profit. Some carriers have a history of large annual increases. Others are known for rate stability. We know the difference.
Now you know why it happens. Ready to find out what you can do about it?
Everything you want to know before you call
There is no catch and no hidden cost — ever. I'm paid by the insurance carrier if you decide to switch. If you don't switch, there's no cost to anyone. My goal is to show you your options clearly and let you decide.
In most states, yes — but it's simpler than you think. The majority of our clients are approved without any issues. I'll walk you through the questions before we ever submit an application, so you know exactly what to expect.
Yes. Medicare Supplement plans work with any doctor or hospital that accepts Medicare — nationwide. There are no networks. Nothing changes about who you can see.
Once you decide to move forward, most applications are approved within 24–48 hours. Your new coverage typically starts the first of the following month.
I'll tell you honestly before we apply. If qualifying isn't possible right now, I'll explain your options and note any state rules (like birthday rule states) that may give you a window in the future. You'll always know exactly where you stand.
Your Rate Rescue is one form away.
Join hundreds of Medicare beneficiaries who stopped overpaying — without changing a single benefit.